HERON RIDGE HEATHROW FLORIDA HOME FOR SALE

Beautiful Home in Desirable Heathrow Florida Heron Ridge

Located in the upscale gated community of Heathrow Florida Heron Ridge on a quiet cul-de-sac, this home is absolutely gorgeous!  It has been beautifully and tastefully decorated and meticulously maintained.  Within its 3,125 square feet of living are four spacious bedrooms, three full baths and a bonus area.  Along with  a three car garage, screened lanai, pavered pool deck and swimming pool - there is nothing left to do but to move-in!  

Heathrow Florida is an upscale and desirable community located just 15 miles north of Orlando Florida.  It is guarded and gated 24/7 and patrolled regularly.  Heathrow features an outstandingly convenient location, elegant and well maintained landscaping, as well as a community center complete with picnic pavillions, ball fields, lighted basketball courts, a clubhouse, dock and lakes.  The Heathrow Country Club is just adjacent which features an 18 hole course, tennis and swimming pool memberships along with state of the art club house and practice facilities.

Commuting to and from Heathrow Florida is a snap and Heron Ridge is located adjacent to the north gate of Heathrow which is less than a mile from direct access to both the 417 Greenway and Interstate 4.

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OCEANSIDE VILLAGE DIRECT OCEANFRONT TOWNHOME IN NEW SMYRNA BEACH FLORIDA NOW AVAILALBE!

OCEANSIDE VILLAGE TOWNHOME NEW SMYRNA BEACH FLORIDA 

This is a rare opportunity to own a direct oceanfront multi-story townhome on the no drive/no car portion of the beach in New Smyrna Beach Florida.  The last oceanfront unit to come available was three years ago!  This is  a direct oceanfront end unit with a private attached one car garage.  The layout really is unique - the entry, separate laundry and garage entry are on the ground level, the living room with a great poolside and ocean view is on the next level up - but is a walk out to the pool and ocean.  The next level has the dining room, kitchen and a guest half bath.  The next level is the Master Bedroom with its private full bath and balcony overlooking the pool and ocean.  The final level has a second bedroom with a full private bath as well. This layout is great for privacy and makes entertaining friends and family easy.

The is a great rental history, the income from which can be used to offset expenses. The Seller has remodeled much of the inside and it is turn key ready for the beach loving buyer.

Oceanside Village is a townhome community consisting of 21 townhomes - only 7 of which are direct oceanfront. Since it is a townhome and part of a homeowner's association and not a condo association, financing is treated differently and qualified buyers should have an easier time obtaining financing. There is a large community pool, open grassy play area adjacent to the beach, a full concrete seawall across the entire property and private direct access to the beach.

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BUYERS - OFTEN OVERLOOKED CLOSING COST

BUYERS – OFTEN OVERLOOKED CLOSING COST

Often buyers forget they will need money to cover closing costs in addition to the actual sale price of their home. And when calculating the TOTAL amount of money you will need at closing – prepaid expenses are often left out. Many times these are overlooked because they are not really a true closing cost per se. They are expenses that would normally be incurred anyway as part of the on-going expenses of home ownership – except that lenders want them prepaid at the closing table – thus the term “Prepaid Expenses” or simply “Prepaids”.

These most commonly include property taxes, homeowner’s insurance and interest.

Property taxes are normally handled by the Seller giving the Buyer a credit for their time spent owning the property. At the end of the year – the Buyer gets the entire bill, but has been reimbursed for the time during the year the Seller had possession. This would result in a net gain to the Buyer at Closing. However, most lenders today want at least 4 or more months of the property taxes paid upfront – which could easily turn the credit into a debit depending upon when the sale occurs. This prepaid property tax is in addition to having any taxes paid with the mortgage payment.

A homeowner’s policy is another prepaid expense. A buyer would incur this expense anyway – but lender’s want the entire premium annual premium up front. In some cases, they may want a few more months of premium as well.

Finally – prepaid interest is charged when the closing date doesn’t fall on the first of a month – which is nearly all closings. This is because lenders don’t want to have to keep track of various due dates with every borrower. So – the borrower pays interest in advance to “true up” and make the payments going forward due on the first of each month.

Often Prepaids can end up being more than some of the actual closing costs – so left unaccounted for in your planning can render you incapable of buying the home you thought you could afford. The best way to avoid this of course is to make sure you account for them before you start your search.